Open-Pesa
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Open-Pesa
Licensed by the Bank of Tanzania

One Platform.
Every Agent.
Every Customer.

The first truly interoperable agency banking platform in Tanzania. Enabling agents to serve customers across all major banks, telcos & mobile wallets from a single terminal.

WHY WE'RE DIFFERENT

Revolutionizing Agency Banking

Traditional agency banking is broken. Open-Pesa reimagines the entire model.

THE OLD WAY

Fragmented & Inefficient

Each bank runs its own isolated agent network

Agent float locked to one institution

Rural areas under-served

Multiple devices and apps per agent

THE OPEN-PESA WAY

Interoperable & Unified

One shared network for all institutions

Shared float serves all banks & wallets

Viable in remote areas with shared operational costs

Single terminal, single app, unified settlement

True Interoperability

One terminal connects to every bank, telco, and wallet.

Shared Float Model

Single float pool powers all networks hence maximizing capital utilization.

Instant Settlements

Real-time settlement between institutions and agents.

Nationwide Reach

From Dar to the farthest village.

Real-Time Dashboards

Live analytics at a glance.

Bank-Grade Security

E2E encryption, fraud monitoring, full compliance.

FOR INSTITUTIONS

Scale Distribution
Without the Cost

Tap into Open-Pesa's existing nationwide network. Reduce cost-to-serve by up to 60%.

Single Integration, All Networks
Connect once, access every agent.
Shared Infrastructure Costs
No individual terminals or liquidity pools.
Real-Time Settlement & Reporting
Live dashboards for every transaction.
Institution Dashboard
Commercial Bank — Live
● Online
Today's Volume
TZS 48.2M
↑ 12.5%
Active Agents
342
↑ 8.3%
Success Rate
99.7%
↑ 0.2%
Recent TransactionsView All
Cash Withdrawal
Agent #1042 — Dodoma
-TZS 500,000
Cash Deposit
Agent #2087 — Mwanza
+TZS 200,000
Cash Deposit
Agent #3156 — Arusha
+TZS 150,000
Open-Pesa Agent
FOR AGENTS

Earn More.
Serve Everyone.

One terminal. One app. Every bank and wallet. Earn commissions from multiple sources.

Serve customers from all major banks and mobile money
Earn from multiple institutions simultaneously
Get training, support & marketing materials
Transparent, timely commission payouts
HOW IT WORKS

Three Steps. That's It.

01

Partner FSP Onboarding

Apply online. Digital KYC.

02

Go Live

Typically live within 48 hours.

03

Serve Customers

Process interoperable transactions immediately.

SECURITY

Built on Trust

Bank-grade security and full regulatory compliance.

BoT Licensed
Full NPS license
E2E Encryption
AES-256
Fraud Monitoring
24/7
AML/CFT
Full controls
Open-PesaFinance Limited
Licensed & Regulated
by the Bank of Tanzania
ABOUT US

Connecting Tanzania's
Financial Future

Open-Pesa Finance Limited was founded to break down the walls between financial institutions, mobile money operators, and the people who need them most.

We create a single, shared agency banking layer above all institutions. One agent, one terminal, one float pool serving every customer. Financial inclusion is about making the economics work for everyone.

Open-PesaFinance Limited
Team
INSIGHTS

From the Blog

GET IN TOUCH

Let's Build Together

Whether you're a financial institution or entrepreneur, we're here to help.

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